Before you start looking
What will it actually cost each month?
Principal, interest, Utah property tax, insurance, and HOA. The number that shows up on your bank statement every month.
$4,608estimated total monthly payment
Estimate only. Property tax uses a 0.58% effective rate typical for owner-occupied Utah homes and varies by county and city. Insurance is estimated at 0.35% of value annually. Mortgage insurance is estimated at 0.6% of the loan when the down payment is under 20%. Your actual rate, taxes, insurance, and dues depend on the property and your lender. This is not a loan offer or a commitment to lend.